Don't forget to factor in closing costs when considering a home sale or purchase. The Bobby Dean Team is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 334-701-1102 if your needs include a real estate pro experienced in the business side of real estate.

Anticipated closing costs

There are certain basic fees related to closing the sale of a house. These costs are often divided between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Alabama to help guide you through the transaction.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, not only will I work to get the highest sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: If you're purchasing a home in Houston County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not surprised when you get to the closing table. I'll be happy to go through the GFE with you, answering your questions and highlighting any estimates that seem off.

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Call The Bobby Dean Team at (334)701-1102 Fax (334)702-7979
Email us at bobby@TheBobbyDeanTeam.com
Prudential Showcase Properties 1133 W. Main St. Dothan, AL 36301


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